Changed
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6
6 changes need your attentionChanges that may affect your rights or add new obligations.
2
2 changes in your favorImproved clarity, better protections, or expanded rights.
3
3 minor changesFormatting, typos, or clarifications with no material impact.
Free preview. Showing 1 of 11 redlines — the most consequential change. The other 10 are available with a free email signup.
Your AI agent can now access financial account data and initiate transactions
Agents may initiate transactions, access your financial account data, and perform authorization or verification activities with third-party merchants or services on your behalf.
BadChanges that may affect your rights or add new obligations.Connected agents can initiate transactions and access financial account data on your behalf.
10 MORE REDLINES IN THIS UPDATE
§ 4.3 Subprocessor disclosure window
Notification window for new subprocessors reduced from 30 days to 7 days, limiting customer review time before changes take effect.
§ 8.1 Output ownership and licensing
Model output ownership clarified: vendor retains a perpetual license to use customer prompts and outputs for safety research.